Insured car in Edinburgh

Edinburgh Car Insurance - Online And Broker Quotes


Looking for car insurance in Edinburgh? Why not compare quotes online or get in touch with insurance providers in or near Edinburgh who can provide more quotes for you.

For your protection all these companies are listed as members of the British Insurance Brokers' Association, and are Authorised and Regulated by the Financial Conduct Authority.

Exploring Car Insurance Premiums in Edinburgh's Distinct Neighbourhoods

Ever curious about how car insurance premiums swing from one Edinburgh suburb to another? Let’s journey through a few of these areas, each with their own history and housing styles, to understand how local factors shape insurance costs.

Morningside: A Blend of History and Elegance

Morningside, with its Victorian and Edwardian terraces, exudes a quiet, elegant charm. Its historic character mixed with a peaceful atmosphere impacts insurance rates, often leading to more favourable premiums.

Leith: Vibrant and Ever-Evolving

Leith, once a bustling port, now showcases an exciting blend of old tenements and modern developments. Its varied, lively streets and the proximity to water can influence higher insurance costs, reflecting its dynamic urban life.

Stockbridge: Quaint and Picturesque

Stockbridge, known for its Georgian and Victorian townhouses, offers a quaint, village-like feel. This picturesque and somewhat quieter area can often mean lower insurance premiums, owing to reduced traffic and a slower pace of life.

Newington: Student Buzz and Different Living

Newington, popular with students, features a mix of traditional tenements and modern flats. The energetic, youthful vibe here can mean slightly higher insurance rates due to increased traffic and activity levels.

Corstorphine: Suburban Calm with Historic Roots

Corstorphine, with its historic village core and suburban expansion, presents a mix of older cottages and newer housing estates. This suburban serenity often translates to more moderate insurance premiums, given the lower traffic and quieter streets.

Portobello: Seaside Charm and Relaxed Living

Portobello, Edinburgh’s seaside suburb, is known for its Victorian and Edwardian houses. The relaxed coastal lifestyle here might affect insurance costs positively, offering a break from the bustling city centre.

How Local Factors Impact Insurance Premiums

In each suburb, factors like the area’s history, types of houses, and the pace of life play significant roles in shaping car insurance premiums. Aspects such as local crime rates, the likelihood of flooding (especially near the coast or rivers), and the general flow of traffic are key influencers.

Snapshot: Traffic Conditions in Edinburgh’s Neighbourhoods

  • Morningside: Generally calm, with less traffic congestion.
  • Leith: Busy, especially around the docks and commercial areas.
  • Stockbridge: Moderate traffic, quieter during off-peak hours.
  • Newington: Heavier traffic due to student population and central location.
  • Corstorphine: Relatively quiet, with occasional busy spots near shopping areas.
  • Portobello: Seasonally busy, especially during summer and weekends.

So, when comparing insurance premiums, consider how each suburb's unique beat and character might be playing a part in those figures. It's all about understanding the unique personality of each area in this beautiful, historic city!

Could any of these brokers find you a suitable policy?

(Please note: we have no connection with these companies. However they are listed as Authorised and Regulated by the Financial Conduct Authority, which is absolutely essential for businesses selling insurance, and they are itemised in the order of their distances from Edinburgh.)

Arthur J Gallagher (Edinburgh)
Telephone: 01312257777
Visit The Website
5th Floor
101 George Street
EDINBURGH, Lothian
EH2 3ES


Edinburgh Risk Management (General) Ltd
Telephone: 01313114700
Visit The Website
69a Dean Path
EDINBURGH, Lothian
EH4 3AT


Prospero Insurance Brokers Ltd
Telephone: 08006891370
Visit The Website
6a
High Street
DUNBAR
East Lothian
EH42 1EL


Lothian Insurance Brokers Ltd
Telephone: 07758456977
Visit The Website
8 Jenks Loan
NEWTONGRANGE
Midlothian
EH22 4DD


Park Place Insurance Services Ltd
Telephone: 01592643666
Visit The Website
53 High Street
KIRKCALDY
KY1 1LL


Bothwell Bridge Associates Ltd
Telephone: 01698284488
Visit The Website
Rex House
103 Bothwell Road
HAMILTON, Lanarkshire
ML3 0DW


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